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US 2009/0024484 A1Published application
System and method for managing customized reward offers
AssigneeWalker Digital, LLC
InventorsJay S. Walker, Sanjay K. Jindal, Toby Weir-Jones, Stephen C. Tulley, Michael D. Downs
Life of this patent
Estimating the term…
Abstract
In accordance with some embodiments of the present invention, a method is provided for managing reward offers. A first performance target that is associated with a financial account is determined. Transaction data that is associated with the financial account is received, and a second performance target for the financial account is determined based on the transaction data.
Claims47
-60. (canceled)
A method comprising:
- determining a performance target and a target period to associate with a financial account;
- determining a reward offer to associate with the performance target;
- providing an indication of the performance target and the reward offer to an account holder of the financial account;
- receiving transaction data associated with the financial account during the target period;
- comparing aggregate transaction data of the target period to the performance target to determine a remaining transaction amount required to achieve the performance target;
- and
- providing an indication of the remaining transaction amount to the account holder.
4 more elements
A computer readable medium storing instructions configured to direct a processor to:
- determine a performance target and a target period to associate with a financial account;
- determine a reward offer to associate with the performance target;
- provide an indication of the performance target and the reward offer to an account holder of the financial account;
- receive transaction data associated with the financial account during the target period;
- compare aggregate transaction data of the target period to the performance target to determine a remaining transaction amount required to achieve the performance target;
- and
- provide an indication of the remaining transaction amount to the account holder.
4 more elements
An apparatus, comprising:
- a processor;
- and
- a storage device operably connected to the processor, wherein the storage device stores instructions configured to direct the processor to:
- determine a performance target and a target period to associate with a financial account;
- determine a reward offer to associate with the performance target;
- provide an indication of the performance target and the reward offer to an account holder of the financial account;
- receive transaction data associated with the financial account during the target period;
- compare aggregate transaction data of the target period to the performance target to determine a remaining transaction amount required to achieve the performance target;
- and
- provide an indication of the remaining transaction amount to the account holder.
7 more elements
Dependencies are inferred from the claim text.