A User Driven, Interactive, Adaptive, Intelligent Business Management, or Business Intelligence and Data Viewing Information System or Tool that is Database or Data Source Abstracted and Independent, and is Network and Connectivity Abstracted and Independent with Automated Administrative Support, with learning ability. A system that is comprised of the five major functional blocks a) A User Facing Presentation Processor Engine which is a means of interacting with the User, b) a Request Processor Engine that processes the User's requests and returns them, which is a means of processing the User's requests and also for returning data to said User Facing Presentation Processor c) a Database Abstraction Engine that is a means of abstracting and insulating the User from the physical database or data source thus making said system Database and Data Source independent, d) a Network Abstraction Engine that is a means of abstracting and insulating the User from the specific network or connectivity method used thus making said system Network and Connectivity independent and e) an automated Administrator Engine that is a means of managing all the administrative functions conventionally performed by separate tools or manual intervention.