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US 2008/0301043 A1Published application
System and methods for managing debit card account settings
OwnerJohn B. Unbehageninventor
Life of this patent
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Abstract
A method includes receiving, from a remotely located computer, information identifying a durational spending limit corresponding to a debit card used by a bank customer, and causing an authorization request to be declined responsive to the durational spending limit and to an amount spent via the debit card during a time period corresponding to the durational spending limit.
Claims20
A method comprising:
- receiving, from a remotely located computer, information identifying a durational spending limit corresponding to a debit card used by a bank customer, the durational spending limit corresponds to a time period for which the durational spending limit is applicable, the information is transmitted by the computer responsive to user input provided by the bank customer to the computer;
- and
- causing an authorization request to be declined responsive to the durational spending limit and to an amount spent via the debit card during the time period, the authorization request is for a transaction corresponding to the debit card, the transaction has a corresponding transaction amount, and the authorization request is initiated during the time period.
A method comprising:
- receiving, from a remotely located computer, information identifying a transaction limit corresponding to a debit card used by a bank customer;
- wherein the information is transmitted by the computer responsive to user input provided by the bank customer to the computer;
- causing an authorization request for a transaction corresponding to the debit card to be declined responsive to a transaction amount of the transaction being greater than the transaction limit.
A method comprising:
- receiving, from a remotely located computer, information identifying an amount of money to be transferred from a funding account to a debit card account;
- enabling a transfer of money from the funding account to the debit card account responsive to receiving the information from the remotely located computer;
- wherein the debit card account corresponds to a debit card;
- wherein a type of the debit card account is not a type of account from which funds can be withdrawn via a check;
- wherein the information is transmitted by the computer responsive to user input provided by the bank customer to the computer;
- and
- wherein a response provided to an authorization request for a transaction corresponding to the debit card is responsive to an amount of funds in the debit card account.
4 more elements
Dependencies are inferred from the claim text.