Customer access solutions architecture
AssigneeCitibank, N.A.
InventorsKenneth R. Brown, John D'Onofrio, James Ellerbee, Jay Gould, Jennifer Holme, Peter J. Lupario, Umesh Marthi
Life of this patent
Estimating the term…
Abstract
The present invention provides systems and methods for electronically delivering banking services to end clients and, more particularly, using Internet based technologies as a means of exposing those services. The solution to this problem set forth in this invention is the creation of a common electronic delivery infrastructure and application deployment environment, exposing an institution's entire portfolio of corporate banking services to its clients at a number of different locations at any time.
Claims22
A method being executed by software operating on a hardware processor for providing banking services comprising at least one of funds transfer services, investment services, and trade services, over a network from a host to a bank customer, comprising:
- receiving a request for access to the banking services from the access location via the network;
- receiving, by the host, a communication from a local access application at an access location associated with the bank customer, wherein the local access application is configured to provide a plurality of tiers of service access;
- identifying a user associated with the bank customer;
- providing access for the user to at least one banking service;
- wherein the banking services are accessible at the access location via the local access application or via the host.
A method being executed by software operating on a hardware processor for providing banking services comprising at least one of funds transfer services, investment services, and trade services, over a network from a host to a bank customer, comprising:
- receiving a request for access to the banking services from the access location via the network;
- receiving, by the host, a communication from a local access application at an access location associated with the bank customer, wherein the local access application is configured to provide a plurality of tiers of service access;
- identifying a user associated with the bank customer;
- identifying a tier of service access associated with the user;
- determining which of the at least one of the banking services the user is entitled to access;
- and
- providing access at the access location for the user to the determined at least one banking service.
Dependencies are inferred from the claim text.