# US 2008/0185835 A1 · Seba nationwide auto repairs and traffic ticket insurance

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- Number: US 2008/0185835 A1
- Document ID: US20080185835A1
- Status: Published application
- Kind: A1
- Application number: 11/586,011
- Filed: 2007-02-03
- Published: 2008-08-07
- Earliest claimed: 2007-02-03
- Inventors: Lillie M. Bolongia
- Web page: https://patentgrep.com/patent/US20080185835A1

## CPC

- G06Q 10/00: Administration; Management
- G06Q 40/00: Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q 40/08: Insurance
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR

## Abstract

This present invention provides a process and method for insuring Auto Repairs and Traffic Ticket insurance to pre-qualified policyholders. The process comprises methods for obtaining information from prospective policyholders, qualifying claims, and paying out claims for traffic tickets and auto repairs.

## Claims

### Claim 1

A nationwide Auto Repairs and Traffic ticket insurance to insure one from unexpected expense of auto repairs, to eliminate the time consuming task of going to inconvenient, lengthy traffic courts and to avoid warrants and arrest which can result from missed traffic court dates.

### Claim 2 (depends on 1)

SEBA Nationwide Auto Repairs and Traffic Ticket Insurance, as described in claim 1, has a six (6) month to one (1) year policy.

### Claim 3 (depends on 2)

The insurance coverage in claim 2 has premiums priced and regulated by the Insurance Commission of each state.

### Claim 4 (depends on 1)

The insurance coverage in claim 1 is a means for covering the cost of car repairs for any normal wear and tear, broken part of your car.

### Claim 5 (depends on 1)

The insurance coverage in claim 1 will cover qualified policyholders in all 50 states, as set by the policyholder's state Insurance Commission.

### Claim 6 (depends on 1)

The insurance coverage in claim 1 will not cover any accidents or parts which stem from an auto or truck accidents, collision or body damage. Any needed bodily repairs or replacement parts will be at the expense and responsibility of the policyholder and/or their comprehension and collision insurance company.

### Claim 7 (depends on 1)

The insurance coverage in claim 1 will not cover any pre-existing exterior and interior damage or pre-exiting lost parts on their car or truck. Any needed bodily repairs or replacement parts will be at the expense and responsibility of the policyholder and/or their comprehension and collision insurance company.

### Claim 8 (depends on 1)

All vehicles insured under claim 1 must pass a pre-inspection and a diagnostic testing prior as a means for insurability approval. Once a prospective policyholder passes inspection, they are immediately insured under SEBA Nationwide Auto Repairs and Ticket Insurance.

### Claim 9

All prospective policyholders will be required to submit a Department of Motors Vehicles record, as a means for insurability. After reviewing DMV records, coverage for ticket coverage will be determined.

### Claim 10 (depends on 1)

Under claim 1, ticket insurance will only be approved for prospective policy holders without excessive DUI charges or prior repeat offenders for citations.

### Claim 11

All ticket violations/citations must be reported immediately to be paid promptly, to avoid a penalty with ten (10) days.

### Claim 12

Traffic Tickets violations/citations will be voided and not covered if reported after fifteen (15) days of issuance.

### Claim 13 (depends on 1)

Immediate denial of coverage, under claim 1, includes and not limited to two (2) drunk driving violations.

### Claim 14 (depends on 1)

Immediate denial of coverage, under claim 1, includes and not limited to 3 or more driving without a license.

### Claim 15 (depends on 1)

Immediate denial of coverage, under claim 1, includes 4 or more prior convictions and/or driving violations.

### Claim 16 (depends on 1)

Policyholders under claim 1, are allowed a total of three (3) service calls per year. After three (3) calls, SEBA Nationwide coverage will arrange service on a negotiated commercial rate, as a means for saving the policyholder money.

### Claim 17 (depends on 1)

Under claim 1, only 2 service calls are allowed per month.

### Claim 18 (depends on 1)

Under claim 1, only members listed on application are covered.