System and method for providing a discount

A method for providing a discount to an end-user, comprising the steps of:

• receiving an end-user request for price information associated with a product or service;
• retrieving a daily price value of the product from a first database;
• retrieving a base price value of the product from a second database;
• calculating a difference between the retrieved daily price value and the retrieved base price value to determine a margin value;
• allocating a portion of the margin value to an entity other than the end-user;
• increasing the base price value by an amount equal to the amount allocated to the entity to determine an adjusted base price value of a product, the adjusted base price value indicative of an amount of actual currency to be paid by the end-user;
• calculating a difference between the retrieved daily price value and the adjusted base price value to determine a savings value of the product, the savings value indicative of an amount of a partner-issued currency or a combination of virtual currency and partner-issued currency to be paid by the end-user;
• presenting the retrieved daily price value of the product, the adjusted base price value of the product and the savings value of the product to the end-user;
• receiving an end-user request to purchase the product;
• determining that the end-user does not have an amount of available partner-issued currency or a combination of virtual currency and partner-issued currency at least equal to the amount of the savings value;
• calculating a difference between the amount of available partner-issued currency or combination of virtual currency and partner-issued currency and the amount of the savings value to determine an amount of a partner-issued currency or a combination of virtual currency and partner-issued currency deficiency;
• notifying the end-user that the amount of the partner-issued currency or a combination of virtual currency and partner-issued currency deficiency may be paid in actual currency;
• receiving an end-user request to purchase the product;
• and
• receiving details from the end-user indicating payment of actual currency in an amount at least equal to the adjusted base price value and the amount of the partner-issued currency or a combination of virtual currency and partner-issued currency deficiency, thereby providing a discount to the end-user.

A method for providing a discount offer to an end-user, comprising the steps of:

• retrieving a daily price value of a product from a first database;
• retrieving a base price value of a product from a second database;
• calculating a difference between the retrieved daily price value and the retrieved base price value to determine a margin value;
• allocating a portion of the margin value to an entity other than the end-user;
• increasing the base price value by an amount equal to the amount allocated to the entity to determine an adjusted base price value of a product, the adjusted price value indicative of an amount of actual currency to be paid by the end-user;
• calculating a difference between the retrieved daily price value and the adjusted base price value to determine a savings value of a product, the savings value indicative of an amount of a partner-issued currency or a combination of virtual currency and partner-issued currency to be paid by the end-user;
• and
• presenting the retrieved daily price value of a product, the adjusted base price value of a product and the savings value of a product to the end-user, thereby providing a discount offer to the end-user.