Method and system for providing quotes to replace insured items
OwnerCharles Kurt Artingerinventor
Life of this patent
Estimating the term…
Abstract
A web-based method for identifying items to replace insured items includes receiving item specification information from at least one of a user, a manufacturer, a distributor, a system administrator, and an authorizing agent, and utilizing a server to compare the received specification information with pre-stored information. The method also includes selecting at least one item which matches the received specification information and downloading information to the user related to the item to provide a replacement quotation.
Claims20
A method for replacing insured items using a web-based system including a server and at least one device connected to the server via a network, said method comprising the steps of:
- receiving at the server, from an insurer, specification information about the item to be replaced;
- comparing the received item specification information with potential replacement product information pre-stored within at least one of the server and a database;
- selecting at least one potential replacement product which substantially matches the received item specification information;
- downloading item feature information, product accessory information, and a price quote related to the selected potential replacement product;
- and
- determining a settlement price for the insured item based on at least one of the potential replacement products, whose information was downloaded.
A system for facilitating selection of an item by an insured user to replace an insured item of the insured user, said system comprising:
- a device;
- and
- a server coupled to said device, said server configured to receive specification information data from an insurer about the item to be replaced via said device, wherein the specification information includes at least one of a feature of the item, an accessory of the item, and a price quote, said server further configured to:
- identify stored product information data that substantially matches item specification information data entered into the server;
- download potential replacement product information;
- and
- determine a settlement price for the insured item based on at least one of the potential replacement products, whose information was downloaded.
Dependencies are inferred from the claim text.