Method and system to verify the identity of a user
AssigneePaymentOne Corporation
InventorsMichael A. Schwarz, Gregory M. Calcagno, Mark E. Snycerski, Joseph M. Lynam, Jennifer R. Truitt, Brad S. Singer, Donald R. Teague
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Abstract
A method and system to verify the identity of a user are described. The system may include a communications module to receive a telephone number and a plurality of digits; an address detector to obtain a geographical address associated with a user, based on the telephone number; and a business rules engine to determine whether the plurality of digits correspond to at least a portion of the social security number of the user, utilizing the obtained geographical address and the received plurality of digits.
Claims20
A method to verify the identity of a user, the method comprising:
- receiving a telephone number and a plurality of digits;
- obtaining a geographical address associated with a user, based on the telephone number;
- and
- utilizing the obtained geographical address and the received plurality of digits to determine whether the plurality of digits correspond to at least a portion of the social security number of the user.
A method to verify the identity of a user, the method comprising:
- receiving a billing telephone number and a plurality of digits;
- receiving a geographical address associated with a user;
- and
- utilizing the geographical address and the plurality of digits to determine whether the plurality of digits correspond to the last four digits of the social security number of the user.
An identity verification system, the system comprising:
- a communications module to receive a telephone number and a plurality of digits;
- an address detector to obtain a geographical address associated with a user, based on the telephone number;
- and
- a business rules engine to determine whether the plurality of digits correspond to at least a portion of the social security number of the user, utilizing the obtained geographical address and the received plurality of digits.
Dependencies are inferred from the claim text.