Techniques for Evaluating Live Payment Terminals in a Payment System
AssigneeMastercard International Incorporated
InventorsJean Somers, Paul Vanneste
Life of this patent
Estimating the term…
Abstract
Live payment terminals employing payment system public keys are evaluated. Dedicated test payment cards are internally issued by an operator of the payment system. Presentation of at least one of the cards to at least one of the terminals is facilitated. Testing the at least one of the terminals for proper management of the payment system public keys is facilitated. The testing can be in a test transaction conducted when the at least one of the cards is presented to the at least one of the terminals. The steps of facilitating presentation and facilitating testing can be conducted substantially without auditing.
Claims37
A method of evaluating live payment terminals in a payment system, said payment terminals employing payment system public keys, said method comprising the steps of:
- internally issuing, by an operator of said payment system, dedicated test payment cards, said cards comprising integrated circuit cards (ICCs);
- facilitating presentation of at least one of said cards to at least one of said terminals;
- and
- facilitating testing said at least one of said terminals for proper management of said payment system public keys, in a test transaction conducted when said at least one of said cards is presented to said at least one of said terminals;
- wherein said steps of facilitating presentation and facilitating testing are conducted substantially without auditing.
A dedicated test payment card for evaluating live payment terminals in a payment system, said payment terminals employing payment system public keys, said card comprising:
- a body portion;
- a memory associated with said body portion;
- and
- a processor associated with said body portion and coupled to said memory, said processor being operative to facilitate testing at least one of the terminals for proper management of the payment system public keys, in a test transaction conducted when the at least one of the cards is presented to the at least one of the terminals, substantially without auditing;
- wherein said card is internally issued by an operator of said payment system and said memory and said processor are cooperatively configured to permit said card to perform only dummy transactions.
A self-assessment toolkit for evaluating live payment terminals in a payment system, the payment terminals employing payment system public keys, said toolkit comprising:
- a set of test cards, each of said test cards being internally issued by an operator of said payment system and comprising:
- a body portion;
- a memory associated with said body portion;
- and
- a processor associated with said body portion and coupled to said memory, said processor being operative to facilitate testing at least one of the terminals for proper management of the payment system public keys, in a test transaction conducted when the at least one of the cards is presented to the at least one of the terminals, substantially without auditing, said memory and said processor being cooperatively configured to permit said card to perform only dummy transactions;
- a reading device configured to read test data from said test cards;
- and
- a set of instructions indicating how to use said cards and said device to evaluate the terminals.
Dependencies are inferred from the claim text.