Credit card transaction servers, methods and computer program products employing wireless teminal location and registered purchasing locations

A credit card transaction authorization method, comprising:

• receiving information concerning a prospective remote credit card transaction with a credit card,
• obtaining location information from a wireless network provider for a wireless terminal that is associated with a registered cardholder of the credit card,
• correlating a location of the wireless terminal with a registered purchasing location associated with the registered cardholder, and
• generating authorization information for the prospective credit card transaction in response to a result of the correlation of the location of the wireless terminal and the registered purchasing location.

A computer program product for credit card transaction authorization, the computer program product comprising:

• a computer readable storage medium having computer readable program code embodied in the medium, the computer readable program code comprising:
• computer readable program code configured to receive information concerning a prospective remote credit card transaction with a credit card,
• computer readable program code configured to obtain location information from a wireless network provider for a wireless terminal that is associated with a registered cardholder of the credit card for the prospective credit card transaction,
• computer readable program code configured to correlate a location of the wireless terminal with a registered purchasing location associated with the registered cardholder, and
• computer readable program code configured to generate authorization information for the prospective remote credit card transaction in response to a result of the correlation of the location of the wireless terminal and the registered purchasing location.