US 2008/0164307 A1Published application

Performing transactions with universal transaction card

AssigneeMicrosoft Corporation

InventorDana L. Silverstein

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Abstract

The present invention extends to methods, systems, and computer program products for performing transactions with a universal transaction card. A computer system in a specified venue submits an accessed card serial number, corresponding to a detected universal transaction card, to a card management system. The universal transaction card is authenticated, and the card management system returns venue specific content back to the computer system. The computer system presents the venue specific content. A user at computer system can then interact with venue specific content to perform venue specific transactions. Accordingly, embodiments of the present invention facilitate the use of a single passive card that can uniquely identify customers, display and access venue specific information, and automatically charge users for products and services.

Claims20

Dependent claims

At a computer system within a specified venue, the computer system including a presentation surface for presenting content, a method for presenting venue specific content for an owner of a universal transaction card, the method comprising:

an act of detecting that a universal transaction card has come into physical contact with a portion of the presentation surface of the computer system;
an act of accessing a card serial number corresponding to the detected universal transaction card;
an act of submitting the card serial number and a venue identifier for the specified venue to a card management system;
an act of receiving an authentication request to authenticate use of the detected universal transaction card;
an act of presenting a virtual authentication interface for authenticating the detected universal transaction card, the virtual authentication interface presented on the presentation surface in proximity to the portion of the presentation surface where the physical contact was detected and in accordance with the authentication request;
an act of receiving user-entered authentication information entered through the virtual authentication interface;
an act of sending the authentication information to the card management system;
an act of receiving venue specific content corresponding to the owner of the universal transaction card;
and
an act of presenting the venue specific content on the presentation surface in proximity to the portion of the presentation surface where the physical contact was detected.

7 more elements

At a card management system, a method for providing venue specific content for an owner of a universal transaction card, the method comprising:

an act of receiving a card serial number and a venue identifier from a computer system in a specified venue, the card serial number indicative of the computer system detecting that a universal transaction card has come into physical contact with a portion of the presentation surface of the computer system;
an act of sending an authentication request to the computer system to authenticate the universal transaction card;
an act of receiving user-entered authentication information corresponding to the authentication request from the computer system;
an act of authenticating the universal transaction card based on the received user-entered authentication information;
an act of identifying venue specific content for the owner of the universal transaction card in response to authenticating the universal transaction card and based on the venue identifier, the venue specific content specific to the specified venue, the venue specific content identified from among content corresponding to a plurality of different venues associated with the owner;
an act of sending the venue specific content to the computer system for presentation on the presentation surface in proximity to the physically contacted portion of the presentation surface.

3 more elements

Dependencies are inferred from the claim text.