Systems and methods for multiple sessions during an on-line transaction

A computer-readable medium including a set of instructions that when executed by a processor cause the processor to process an on-line payment transaction, by performing the steps of:

• detecting an on-line payment page;
• inserting code into the on-line payment page, wherein the code is configured to generate a display area mimicking the appearance of a pop-up window;
• prompting a user via the display area to select whether to use a secure payment process in processing the on-line payment transaction;
• opening a first pop-up window in response to the user selecting to use the secure payment process;
• and
• establishing a network session between the first pop-up window and at least one server.

A system for establishing a session during an on-line transaction session, the system comprising:

• a processor;
• and
• a memory, wherein the memory includes a program configured to:
• detect an on-line payment page;
• insert code into the on-line payment page, wherein the code is configured to generate a display area mimicking the appearance of a pop-up window;
• prompt a user via the display area to select whether to use a secure payment process in processing the on-line payment transaction;
• open a first pop-up window in response to the user selecting to use the secure payment process;
• and
• establish a network session between the first pop-up window and at least one server.