Single use user IDS

An apparatus for facilitating a single access to a access provider for a user, the apparatus comprising:

• a user primary account identifier;
• a single use user identification generator coupled to said user primary account identifier;
• a single use user identification primary account associater coupled to said single use user identification generator and to said user primary account identifier;
• a single use user identification user issuer coupled to said single use user identification primary account associater;
• an access provider single use user identification authentication request receiver;
• a primary account number determiner coupled to said access provider single use user identification authentication request receiver;
• an approval message returner coupled to said primary account number determiner;
• and
• an authentication request decliner coupled to said primary account number determiner.

An apparatus for facilitating a single access to a access provider for a user, the apparatus comprising:

• means for identifying at least one primary account for the user
• means for generating a single use user identification that is configured to be usable to gain access to the access provider;
• means for associating said single use user identification with said at least one primary account for the user;
• means for issuing said single use user identification to the user;
• means for receiving a request for authentication of said single use user identification from a access provider;
• means for determining a primary account number corresponding to said single use user identification;
• means for returning an approval message to said access provider if an account associated with said primary account number is valid;
• and
• means for declining said authentication request based at least in part on one or more determinations including determining that no primary account number corresponds to said single use user identification and determining if an account associated with said primary account number is invalid.

A program storage device readable by a machine, tangibly embodying a program of instructions executable by the machine to perform a method for facilitating a single access to a access provider for a user, the method comprising:

• identifying at least one primary account for the user
• generating a single use user identification that is configured to be usable to gain access to the access provider;
• associating said single use user identification with said at least one primary account for the user;
• issuing said single use user identification to the user;
• receiving a request for authentication of said single use user identification from an access provider;
• determining a primary account number corresponding to said single use user identification;
• returning an approval message to said access provider if an account associated with said primary account number is valid;
• and
• declining said authentication request based at least in part on one or more determinations including determining that no primary account number corresponds to said single use user identification and determining if an account associated with said primary account number is invalid.