Electronic payment delivery service
AssigneeVisa U.S.A. Inc.
InventorsEdward Yanak, Joseph Vause, Joseph Kaberlein, Karen Cervenka
Life of this patent
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Abstract
Systems and methods for providing finance-related services such as electronic payment delivery are disclosed. In accordance with one embodiment, a payment system is configured to receive a payment message including a type of information, and to add an identification number to the message. The type of information is removed from the payment message, and the revised payment message is forwarded on to an entity responsible for payment. Particular embodiments in accordance with the present invention are suited for removing personal patient information from a HIPAA-compliant payment message, prior to forwarding the revised message over an electronic payment network.
Claims23
A system comprising:
- a processor;
- and
- a computer readable storage medium, wherein the computer readable storage medium having code stored thereon to direct the processor to:
- receive a first payment message from a first entity;
- recognize a type of information in the first payment message;
- generate a revised payment message with an identifier, and without the type of information, and
- forward the revised payment message to a second entity to execute or facilitate the execution of a payment.
A method of processing a healthcare payment, the method comprising:
- receiving from a healthcare payor, a first electronic message instructing payment of a healthcare claim;
- recognizing in the first electronic message a type of information;
- generating a revised payment message with an identifier and without the type of information;
- and
- forwarding the revised payment message to a second entity to generate or facilitate execution of a payment.
A method comprising
- sending to a processor, a first electronic message instructing payment of a healthcare claim, where a computational apparatus at the processor recognizes in the first electronic message a type of information, generates a revised payment message with an identifier and without the type of information, and then forwards the revised payment message to a second entity to generate or facilitate execution of a payment;
- and
- receiving notification of the payment.
A system comprising:
- a processor configured to receive a first electronic message instructing payment of a healthcare claim;
- and
- a computational apparatus at the processor, the computational apparatus configured to,
- recognize in the first electronic message a type of information, generates a revised payment message with an identifier and without the type of information, and then
- forward the revised payment message to a second entity to generate or facilitate execution of a payment;
- and
- receive notification of the payment.
Dependencies are inferred from the claim text.