Incentive Programs For Healthcare Cards
AssigneeAmerican Express Travel Related Services Company, Inc.
InventorsSarah Harrison, Jason Jagatic, Sunil Sachdev
Life of this patent
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Abstract
A computer-implemented method and system to facilitate a purchase by a cardmember using a transaction instrument. A request to charge a tax-advantaged account for a transaction using the transaction instrument is received at a host computer. A determination is made whether the charge is for a covered tax-advantaged expense. The tax-advantaged account is credited with points associated with the value of the charge only if the charge is determined to be for a covered tax-advantaged expense.
Claims23
A computer-implemented method to facilitate a purchase by a cardmember using a transaction instrument, comprising:
- receiving a request to charge a tax-advantaged account for a transaction using the transaction instrument;
- determining whether the charge is for a covered tax-advantaged expense;
- and
- crediting the tax-advantaged account with points associated with the value of the charge only if the charge is determined to be for a covered tax-advantaged expense.
A computer-implemented method to facilitate tax-advantaged purchases by a cardmember, comprising:
- (f) crediting a first tax-advantaged account with points associated with tax-advantaged purchases using a transaction instrument associated with the first tax-advantaged account;
- (g) receiving a request to transfer some or all of the points associated with the first tax-advantaged account to a second tax-advantaged account;
- and
- (h) transferring the requested points from the first tax-advantaged account to the second tax-advantaged account.
Dependencies are inferred from the claim text.