Method and system for insuring against investment loss
AssigneeStockshield, Inc.
InventorBrian Yolles
Life of this patent
Estimating the term…
Abstract
Participants purchase into a given system for a given period of time. Those with investment gains, by definition, are without loss and need no compensation from the system. Those with investment losses are reimbursed by the system according to previously agreed upon terms. Total loss of a given system's participants is calculated, with that figure compared to the previously agreed upon amount of funds available for loss compensation (total revenue generated by participant premiums minus previously agreed upon detracted percentage for firm or a sum set forward by the company that is independent of a given system's generated revenue).
Claims17
1-32. (canceled)
A method for creating a loss reduction fund, the method comprising:
- defining an investment category for the fund;
- associating a plurality of investment instruments with the investment category;
- and
- calculating premiums for each investment instrument, the premiums held by the fund and at least partially used to reimburse losses of the investment instruments.
37-39. (canceled)
A method for allocating funds from a loss reduction fund, the method comprising:
- determining respective losses of a plurality of investment instruments;
- determining funds available in the loss reduction fund;
- calculating a loss threshold;
- and
- allocating funds from the loss reduction fund according to the threshold.
A method for allocating funds from a loss reduction fund, the method comprising:
- determining respective losses of a plurality of investment instruments;
- determining funds available in the loss reduction fund;
- calculating a loss reimbursement percentage that will compensate losses greater than the loss reimbursement percentage;
- setting a loss threshold according to the loss reimbursement percentage;
- and
- allocating funds from the loss reduction fund for losses greater than the threshold.
A method for allocating funds from a loss reduction fund, the method comprising:
- determining respective losses of a plurality of investment instruments;
- determining funds available in the loss reduction fund;
- calculating a loss reimbursement percentage that will compensate losses less than the loss reimbursement percentage;
- setting a loss threshold according to the loss reimbursement percentage;
- and
- allocating funds from the loss reduction fund for losses less than the threshold.
50-52. (canceled)
Dependencies are inferred from the claim text.