System and method for aggregating financial data for loan processing

A computer readable medium storing instructions that, when executed by a computer, cause the computer to perform a method of aggregating a user's financial data for submission to a third party, the method comprising:

• receiving a connection at an electronic data aggregator site from the user;
• receiving from the user information identifying electronic storage locations of financial data to be submitted to the third party;
• retrieving asset data of the user from one or more electronic asset account sites;
• retrieving payroll data of the user from an electronic payroll provider site;
• retrieving electronic tax return data of the user;
• and
• presenting the retrieved data to the third party.

An electronic system for aggregating a user's financial data for submission to a third party, the system comprising:

• a user interface configured to elicit from the user information enabling the system to retrieve a first subset of the financial data from external electronic sites other than the third party;
• a consumer interface configured to serve the financial data to the third party;
• one or more data retrieval modules configured to retrieve the first subset of the financial data from the electronic sites;
• and
• connections to communication links to:
• a computing device operated by the user;
• the third party;
• and
• the external electronic sites.

A method of receiving aggregated financial data of a user via a data aggregator, the method comprising:

• receiving from the data aggregator a link to an electronic data aggregation site operated by the data aggregator;
• providing the link to the user;
• connecting to the data aggregation site after the data aggregator aggregates the financial data of the user from multiple electronic locations;
• and
• receiving the aggregated financial data.