Back to results
US 2007/0168295 A1Published application
Verification method for personal credit purchases
OwnerChao-Hung Wuinventor
Life of this patent
Estimating the term…
Abstract
A verification method for personal credit purchases is disclosed. The method utilizes a user data, at least one prerecorded AV data and a user status authentication data stored on a central server to verify of a personal credit purchase. The method of the present invention avoids illegal use of the card by unauthorized individuals.
Claims15
A verification method for personal credit purchases involving a user, a purchase terminal and an authorization terminal, comprising:
- prerecording status authentication data having at least one audio-visual (AV) data of the user which is then stored on a central server of the authorization terminal;
- receiving the personal status recognition data provided by the user via a receiver terminal system of the purchase terminal;
- searching the status authentication data stored on the central server of the authorization terminal in accordance with the personal status recognition data;
- transmitting the status authentication data from the central server to the receiver terminal system;
- comparing the status authentication data and the least one of AV data with the user;
- and
- verifying a personal credit purchase.
4 more elements
Dependencies are inferred from the claim text.