Self-service money remittance with an access card

A self-service method for initiating an international money remittance consisting of:

• providing an access card to a card reader of an automated kiosk;
• entering a PIN on a keypad of the kiosk;
• and
• inserting cash into a money validation device of the kiosk.

An automated kiosk for money remittance comprising:

• a card reader;
• a money validation device;
• and
• a processor coupled to the card reader and the money validation device and configured to
• obtain from the card reader an identifier read from an access card,
• obtain from a database information associated with the identifier,
• receive a cash amount from the money validation device, and
• transmit to a processing system information pertaining to a money remittance including the cash amount.

A method for money remittance by an automated kiosk including a card reader and a money validation device, the method comprising:

• reading an identifier from an access card;
• obtaining from a database information associated with the identifier;
• receiving cash comprising a sum value into the money validation device of the kiosk;
• and
• transmitting to a processing system information pertaining to a money remittance including the sum value.

A method for money remittance comprising:

• reading an identifier from an access card with a card reader of an automated kiosk;
• obtaining by the kiosk information associated with the identifier from a database;
• receiving cash comprising a sum value with a money validation device of the kiosk;
• transmitting to a processing system information pertaining to a money remittance including the sum value;
• determining by the processing system a monetary amount by subtracting a fee from the sum value;
• displaying the fee and the monetary amount on a video display of the kiosk;
• and
• crediting the monetary amount to a recipient by the processing system.