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US 2006/0241982 A1Published application
Method and system for automated processing of insurance information
OwnerMichael Seifert, Jeffrey Seifert +1inventors
InventorsMichael Seifert, Jeffrey Seifert, John White
Life of this patent
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Abstract
A method and system for automated processing of insurance information. A universal electronic insurance application form is automatically created and sent and received electronically. The universal electronic insurance information form includes a set of common insurance census information required by health insurance carriers to provide health insurance quotes. The universal electronic insurance information form is used to obtain group health insurance rate quotes automatically from multiple health insurance carriers.
Claims20
A method for automated insurance information processing, comprising:
- providing automatically a universal electronic insurance information form to a network device from a first server device, wherein the universal electronic insurance information form includes a plurality of portions for obtaining a set of common information required by a plurality of health insurance carriers to provide health insurance price quotes;
- receiving a completed universal electronic insurance information form on the first server device from the network device;
- and
- simultaneously sending the completed universal electronic insurance information form is to a plurality of health insurance carriers servers to automatically request a plurality of health insurance rate quotes from the plurality of insurance carriers.
1 more element
A Method for automated insurance information selection, comprising:
- receiving a plurality of electronic insurance information forms on a first server device from a plurality of health insurance carrier servers, wherein the plurality of electronic insurance information forms were created based on information included on an universal electronic insurance information form sent to a plurality of health insurance carrier servers;
- forwarding the plurality electronic insurance information forms from the first server device to a network device;
- receiving one or more requests are received on the first server device from the network device for health insurance information;
- and
- sending from the first server service device the one or more requests back to one or more health insurance carrier servers on behalf of the network device.
2 more elements
A method for automated insurance information selection, comprising:
- receiving a request on a first server device from a network device to create a universal electronic insurance application form to request insurance information, wherein the request includes a list of business organization information and a list of electronic addresses for all employees of the business organization who desire to be covered by a group health insurance policy obtained by the business organization;
- sending automatically from the first server device a universal electronic insurance application form to electronic addresses of individuals within the business organization;
- receiving on the first server device a plurality of completed universal electronic insurance application forms from individuals within the business organization;
- verifying on the first server device the plurality of completed universal electronic insurance application forms are complete and include the correct information;
- and
- simultaneously sending from the first server device the plurality completed universal electronic insurance application forms to a plurality of health insurance carrier servers.
3 more elements
A method for automated insurance information selection, comprising:
- receiving on a first server device a plurality of completed universal electronic insurance application forms from one or more second servers at a business organization;
- translating on the first server device information from the plurality of completed universal electronic insurance forms to a plurality of proprietary insurance forms for each of a plurality of health insurance carriers;
- simultaneously sending from the first server device the translated plurality of proprietary insurance application forms to a plurality of health insurance carrier servers;
- and
- receiving on first the server device receives a plurality of group health insurance rate quotes from the plurality of health insurance carrier servers for the business organization.
2 more elements
A method for automated insurance information selection, comprising:
- automatically preparing on a first server device automatically a summary of a plurality of health insurance rate quotes received from a plurality of group health insurance carrier servers for a business organization;
- sending the summary from the first server device to a second server device for a business organization;
- receiving on the first server device a selection of a group health insurance quote for single health insurance carrier from the second server device;
- and
- automatically submitting from the first server device acceptance of the selected group health insurance quote to the selected health insurance carrier.
2 more elements
An insurance processing system, comprising in combination:
- means for automatically providing a plurality of universal electronic insurance information forms to a plurality of network devices from a first server device, wherein a universal electronic insurance information form includes a set of common information required by a plurality of health insurance carriers to provide group health insurance price quotes;
- means for receiving a plurality of completed universal electronic insurance information forms on the first server device from the plurality of network devices, for translating on the first server device information from the plurality of completed universal electronic insurance forms to a plurality of proprietary insurance forms for each of the plurality of health insurance carriers, for automatically preparing a summary of a plurality of health insurance rate quotes received from a plurality of health insurance carrier servers;
- means for simultaneously sending and receiving a plurality of completed universal electronic insurance information forms to and from the plurality of health insurance carriers to automatically request a plurality of group health insurance rate quotes from the plurality of health insurance carriers;
- and
- means for means for automatically distributing health insurance cards from a selected health insurance carrier.
2 more elements
Dependencies are inferred from the claim text.