Integrating transaction features into a POS system

Abstract

A system to process transactions that includes a transaction terminal, and a transaction network selection device in communication with the transaction terminal and also in communication with a plurality of financial data networks, where the transaction network selection device selects one of the financial data networks to conduct the transaction, based on tender information supplied to the device. Also, a method of processing a transaction that includes providing a transaction terminal, and a transaction network selection device that is in communication with the transaction terminal and also in communication with a plurality of financial data networks, and selecting, with the transaction network selection device, one of the financial data networks to conduct the transaction based on tender information supplied to the device.

Dependencies are inferred from the claim text.