Disposable absorbent articles having multiple absorbent core components including replaceable components

A disposable absorbent insert adapted for use in a disposable absorbent article adapted to be worn about a lower torso of a human body, comprising:

• a first absorbent layer;
• and
• an insertion tool disposed in contact with and adapted for use in inserting the absorbent insert into the absorbent article,
• wherein the absorbent insert has an inner end, an outer end, and a generally planar surface divided longitudinally into successive first, second, third, and fourth segments defined by respective quarters of its length, the first segment including the inner end and having an area less than an area of any one of the second, third, and fourth segments, and the fourth segment including the outer end and having an area less than at least one of the second segment and the third segment.

An article of commerce comprising a disposable absorbent insert adapted for use in a disposable absorbent article adapted to be worn about a lower torso of a human body, the absorbent insert comprising:

• a first absorbent layer having an outer end, an opposing inner end, a substantially rectangular portion adjacent to the outer end, and a tapered portion having two non-intersecting sides connecting the substantially rectangular portion and the inner end;
• and
• an insertion tool disposed in contact with and adapted for use in inserting the absorbent insert into the absorbent article,
• the article of commerce further comprising instructions for inserting the absorbent insert into the absorbent article, or using the insertion tool to insert the absorbent insert into the absorbent article, or removing the absorbent insert from the absorbent article, or replacing the absorbent insert by removing the absorbent insert from the absorbent article and inserting a like replacement absorbent insert into the absorbent article, or replacing the absorbent insert by removing the absorbent insert from the absorbent article and using the insertion tool to insert a like replacement absorbent insert into the absorbent article.