Automated system and method for providing lease payment information to consumers via the internet

A system for providing automated payment information for a lease of a specific vehicle to a consumer via a website on the Internet, the website implemented at a first server having a first database, the first database storing vehicle data for the specific vehicle, lease data for the lease, and consumer data for the consumer, the system comprising:

• a second database;
• and
• a second server communicatively coupleable to the second database and communicatively coupleable to the first server via the Internet, the second server configured to:
• obtain data from the first server via the Internet;
• determine a residual value of the specific vehicle;
• obtain lease funding information from one or more third parties;
• calculate lease payment information based on the residual value, the lease data, the consumer data, and the lease funding information;
• and
• generate a disclosure webpage of the lease payment information for viewing by the consumer via the Internet.

A method of providing automated payment information for a lease of a specific vehicle to a consumer via an Internet website, the Internet website having a first server and a first database associated with the Internet website, the method comprising:

• obtaining data at a second server via the Internet from the first server, the data being stored in the first database associated with Internet website and comprising vehicle data for the specific vehicle, lease data for the lease, and consumer data for the consumer;
• determining a residual value of the vehicle at the second server;
• obtaining lease funding information at the second server from one or more third parties;
• calculating lease payment information at the second server based on the vehicle data, the lease data, the consumer data, the residual value, and the lease funding information;
• generating a disclosure webpage of the lease payment information at the second server;
• and
• allowing the consumer to view the disclosure webpage from the Internet website associated with the first server.

A method of providing lease payment information for a specific vehicle to a consumer via an Internet website hosted by a server and a database, the method comprising:

• receiving a request at the server from the customer, the request requesting automated lease payment information on the specific vehicle;
• obtaining data on the vehicle and the lease at the server from the database in response to the request;
• obtaining data on the consumer at the server;
• determining a residual value of the specific vehicle at the server;
• obtaining lease funding information at the server from one or more third parties;
• calculating automated lease payment information at the server based on the residual value, the lease data, the consumer data, and the lease funding information;
• generating a disclosure webpage of the lease payment information at the server;
• and
• allowing the consumer to view the disclosure webpage at the server via the Internet website.