Bundling of a utility payment with sale of a property

A method of bundling a purchase by a first party of a desired amount of a utility commodity provided over time by a second party with a purchase of a property sold by a third party comprising:

• a) establishing a total cost for the desired amount of said utility commodity;
• b) obtaining from at least one fourth party lender, at least one loan for the purchase of said property, said at least one loan providing legal tender to said first party in an amount sufficient to purchase said property and said amount of said utility commodity;
• c) conveying an amount of legal tender to said second party in amount corresponding to said total cost established in step a);
• d) conveying legal tender to said third party in an amount adequate to purchase said property;
• and
• e) delivering at least a first portion of said utility commodity to said property via a conduit.

A method of bundling a purchase by a first party of a desired amount of a utility commodity provided over time by a second party with the acquisition of a loan by said first party, comprising:

• a) establishing a total cost for the desired amount of said utility commodity;
• b) adding the total cost established in step a) to the amount of the loan;
• and
• c) upon acquisition of the loan conveying an amount of legal tender to said second party in amount corresponding to said total cost established in step a).