Account administration plans and systems
AssigneeData Path Corporation
InventorsGlen Hoffman, Jason Lee, John Robbins, Clayton Hall, John Robbins
Life of this patent
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Abstract
A computer system according to particular embodiments of the invention is adapted for: (A) receiving one or more claims for reimbursement from an account holder of a health savings account; (B) after receiving the one or more claims, allowing a plan service provider to: (1) review each particular one of the one or more claims for reimbursement to determine whether the particular claim is properly reimbursable from the health savings account; and (2) in response to determining that the particular claim is reimbursable from the health savings account, certify that the particular claim is properly reimbursable from the health savings account.
Claims36
A method of administering a health savings account, said method comprising the step of:
- providing a plan service provider to act as an intermediary between an account holder of said health savings account and a custodian of said health savings account, and to thereby function both as a customer support representative for said custodian, and as an agent for the health savings account holder.
A computer system that is adapted for:
- (A) receiving one or more claims for reimbursement from an account holder of a health savings account;
- (B) after receiving said one or more claims, allowing a plan service provider to:
- (1) review each particular one of said one or more claims for reimbursement to determine whether said particular claim is properly reimbursable from said health savings account;
- and
- (2) in response to determining that said particular claim is reimbursable from said health savings account, certify that said particular claim is properly reimbursable from said health savings account.
A computer system that is adapted for:
- A) receiving, from any of a plurality of sources, at least one request for a distribution from a health savings account, said plurality of sources comprising:
- i. an account holder associated with said health savings account;
- ii. a plan service provider associated with said health savings account;
- and
- iii. an electronic payment card associated with said health savings account,
- B) facilitating investment of funds that are within said health savings account into a plurality of different financial vehicles, a first of said financial vehicles being maintained at a first financial institution, and a second of said financial vehicles being maintained at a second financial institution;
- and
- C) facilitating the transfer of said funds within said health savings account from said first financial institution to said second financial institution.
Dependencies are inferred from the claim text.