System and process for sales, validation, rewards and delivery of prepaid debit cards

A system and process for selling, validating rewarding, delivering or dispensing prepaid debit cards directly to buyers at a point of sales or cash register locations or World Wide Web (Internet) comprising the steps of:

• receiving user particulars data and transaction particulars data with a first computer, said first computer having a memory and being at the point of sale locations;
• storing said user particular data and said transaction particulars data in said first computer memory at the point of sale locations;
• receiving funds;
• validating said finds with said first computer located at the point of sale;
• computing a line of credit and storing said line of credit in said first computer memory at the point of sale location;
• generating a validation signal with said first computer;
• dispensing or handing over at least one prepaid debit card only after said validation signal is communicated from said first computer, said prepaid debit card having a unique identifier;
• communicating said prepaid debit card unique identifier to said first computer;
• assembling a block of information with said first computer, said block of information including at least said purchaser/user particulars data, said transactions particulars data, and said prepaid debit card unique identifier, and
• communicating said block of information directly from said first computer to a second computer over a communications network that links said first computer to said second computer, said second computer having a memory, and storing said block of information in said second computer memory.