System and method of point-of-sale manufacturer rebate program

A computer implemented method of processing manufacturer reimbursements for consumer purchases, comprising:

• conducting a purchase transaction between a consumer and a merchant;
• submitting the purchase transaction to a reimbursement program administrator, wherein the program administrator analyzes the purchase transaction to identify a qualifying product and associated rebate for the qualifying product;
• notifying the merchant to collect from the consumer a portion of the funds due for the purchase transaction;
• accessing rebate funds originating from a manufacturer of the qualifying product within the purchase transaction;
• and
• reconciling the purchase transaction with the rebate funds from the manufacturer.

A method of processing reimbursements for consumer purchases, comprising:

• receiving a consumer purchase transaction including a qualifying product;
• submitting the consumer purchase transaction received from a merchant to a program administrator, wherein the rebate program administrator analyzes the consumer purchase transaction to identify the qualifying product and determines a rebate for the qualifying product from a sponsoring manufacturer;
• notifying the merchant to collect from the consumer a portion of the funds due for the purchase transaction;
• and
• reconciling the purchase transaction with the rebate funds from the manufacturer.

A computer program product usable with a programmable computer processor having a computer readable program code embodied therein, comprising:

• computer readable program code which receives a consumer purchase transaction including a qualifying product;
• computer readable program code which submits the consumer purchase transaction received from a merchant to a program administrator, wherein the rebate program administrator analyzes the consumer purchase transaction to identify the qualifying product and determines a rebate for the qualifying product from a sponsoring manufacturer;
• computer readable program code which notifies the merchant to collect from the consumer a portion of the funds due for the purchase transaction;
• and
• computer readable program code which reconciles the purchase transaction with the rebate funds from the manufacturer.

A computer system for processing reimbursements for consumer purchases, comprising:

• means for receiving a consumer purchase transaction including a qualifying product;
• means for submitting the consumer purchase transaction received from a merchant to a program administrator, wherein the rebate program administrator analyzes the consumer purchase transaction to identify the qualifying product and determines a rebate for the qualifying product from a sponsoring manufacturer;
• means for notifying the merchant to collect from the consumer a portion of the funds due for the purchase transaction;
• and
• means for reconciling the purchase transaction with the rebate funds from the manufacturer.