Reporting a participant loss in a virtual world

A system comprising:

• a computing system couplable to a network;
• an overseer module operable to monitor a virtual world for an occurrence of a loss defined in an agreement, the virtual world including a virtual world configured to interact with at least two participants via a network, and the agreement including an obligation of a protection entity to provide a benefit to a participant of the at least two participants (hereafter referred to as “the participant”) upon an occurrence of the defined loss in the virtual world;
• and
• a reporting module operable to transmit via the network a signal indicative of a monitored occurrence of a loss defined in the agreement.

A computer program product, comprising:

• (a) program instructions operable to perform a process in a computer system, the process comprising
• monitoring a virtual world configured to interact with at least two participants over a network for an occurrence of a loss defined in an agreement, the agreement including an obligation of a protection entity to provide a benefit to a participant of the at least two participants (hereafter referred to as “the participant”) upon an occurrence of the defined loss in the virtual world, and
• transmitting a signal indicative of a monitored occurrence of a loss defined in the agreement;
• and
• (b) a computer-readable signal-bearing medium bearing the program instructions.

An article comprising:

• a computer-readable signal-bearing medium;
• and
• a signal borne by the computer-readable signal-bearing medium, indicative of a detected occurrence of a defined loss described in an agreement, and generated in response to
• monitoring a virtual world for an occurrence of the defined loss, the virtual world including a virtual world operable to interact with a plurality of participants over a network, and the agreement including an obligation of a protection entity to provide a benefit to a participant upon an occurrence of the defined loss by the participant in the virtual world in exchange for a consideration.