Ring with interchangeable settings and attachable charms and methods for their use

An item of jewelry, comprising:

• a ring having a radially outward extending post with a first mating element;
• a setting or stone having a second mating element removably coupled to said first mating element;
• a charm coupled to a loop, said loop engaging said post and captured on said post between said ring and said setting;
• and
• at least one additional charm coupled to an additional loop, said additional loop engaging said post and captured on said post between said ring and said setting or stone.

A kit comprising:

• a ring having a radially outward extending post with a first mating element;
• at least one setting or stone having a second mating element removably coupled to said first mating element;
• and
• at least one charm coupled to a loop, said loop for engaging said post between said ring and said setting or stone with said charm dangling from said loop.

A kit comprising:

• a ring having a radially outward extending post with a first mating element;
• at least one setting or stone having a second mating element removably coupled to said first mating element;
• and
• at least one charm coupled to a loop, said loop for engaging said post between said ring and said setting or stone, wherein
• said at least one charm includes a plurality of charms each coupled to a respective loop.

A kit comprising:

• a ring having a radially outward extending post with a first mating element;
• at least one setting or stone having a second mating element removably coupled to said first mating element;
• and
• at least one charm coupled to a loop, said loop for engaging said post between said ring and said setting or stone, wherein
• said at least one setting or stone includes a plurality of settings or stones each having a respective second mating means.

A method of decorating an item of jewelry which includes a finger ring having a radially outward extending post with a first mating element and a setting or stone having a second mating element removably coupled to said first mating element, said method comprising:

• with the setting separated from the post, slipping a loop over the post, the loop being coupled to a charm;
• attaching the setting or stone to the post capturing the loop between the ring and the setting or stone;
• removing the setting or stone and adding an additional charm by slipping a loop over the post, the loop being coupled to the additional charm;
• and
• attaching the setting to the post capturing the two loops between the ring and the setting or stone.

A method of decorating an item of jewelry which includes a finger ring having a radially outward extending post with a first mating element and a setting or stone having a second mating element removably coupled to said first mating element, said method comprising:

• with the setting separated from the post, slipping a loop over the post, the loop being coupled to a charm;
• attaching the setting or stone to the post capturing the loop between the ring and the setting or stone;
• removing the setting or stone;
• removing the charm by slipping a loop off the post;
• attaching a different charm by slipping a loop over the post, the loop being coupled to the different charm;
• and
• attaching the setting or stone to the post capturing the loop between the ring and the setting or stone.

An item of jewelry, comprising:

• a ring having a radially outward extending post with a first mating element;
• a setting or stone having a second mating element removably coupled to said first mating element;
• a loop engaging said post and captured on said post between said ring and said setting;
• and
• a charm, separate from, coupled to, and hanging from said loop.