Selectable Multi-Purpose Card
AssigneeFirst USA Bank, National Association
InventorGeorge Blossom
Life of this patent
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Abstract
A selectable, multi-purpose card comprising a plurality of features stored in memory means operatively mounted on the card and selection means for allowing a user to select a feature in a few simple steps, preferably in a single step. In one embodiment the card includes a plurality of magnetic strips positioned on the card in a manner to allow swiping each magnetic strip separately using conventional reading devices. Each magnetic strip activates a different feature of the card. In another embodiment the card includes a programmable magnetic strip, a plurality of features stored in memory means mounted on the card, a plurality of buttons or contacts, and means for programming the magnetic strip with a different card feature. The card may also include a thin, flexible display.
Claims27
A system for conducting an electronic transactions using a transaction card, comprising:
- a multiply-readable transaction card having a plurality of different reading mechanisms for account information to be read from the card;
- the transaction card having stored account information including first stored account information readable using a first reading mechanism and second stored account information using a second reading mechanism;
- and
- the transaction card being readable using multiple reading mechanisms by a card reader device;
- wherein the card reader terminal device is adapted to read said first stored account information using the first mechanism and said second stored account information using the second mechanism, wherein data from the account information accessed by the card reader is used to effectuate a financial transaction.
A system for conducting an electronic transactions using a transaction card, comprising:
- a multiply-readable transaction card having a plurality of different reading mechanisms for account information to be read from the card;
- the transaction card having stored account information including first stored account information readable using a first reading mechanism and second stored account information using a second reading mechanism;
- and
- the transaction card being readable using multiple reading mechanisms by a card reader device;
- wherein the card reader terminal device is adapted to read said first stored account information using the first mechanism and said second stored account information using the second mechanism, wherein data from the account information accessed by the card reader is used to effectuate a financial transaction;
- wherein the first reading mechanism is magnetic stripe reading and the second mechanism is RFID reading;
- and
- wherein a financial transaction can be effectuated by reading account information from a single reading mechanism without accessing another reading mechanism on the transaction card.
Dependencies are inferred from the claim text.