Method of operating an image-based self-service terminal and an apparatus therefor

An automated teller machine (ATM) comprising:

• an ATM display;
• means for receiving a financial instrument deposited by an ATM customer;
• means for capturing image data which is representative of an image of the deposited financial instrument;
• means for analyzing the captured image data to determine image quality associated with the image of the financial instrument;
• means for determining if image quality associated with the image of the financial instrument is suspect;
• and
• an ATM controller for presenting on the ATM display a first screen which contains a plurality of selections regarding disposition of the depositing of the financial instrument to allow the ATM customer to choose one of the selections when the image quality associated with the image of the financial instrument is determined to be suspect.

A method of operating an image-based self-service depositing terminal, the method comprising:

• receiving a financial instrument from a depositor;
• capturing image data which is representative of an image of the deposited financial instrument;
• analyzing the captured image data to determine image quality associated with the image of the financial instrument;
• determining if image quality associated with the image of the financial instrument is suspect;
• and
• presenting on a display of the self-service depositing terminal a screen which contains a plurality of selections regarding disposition of the depositing of the financial instrument to allow the depositor to choose one of the selections when the image quality associated with the image of the financial instrument is determined to be suspect.