System and method for generating a customized proposal in the development of insurance plans

A computer system for generating a customized proposal in the development of insurance plans for a customer, the system comprising:

• an input device configured to prompt a user of the computer system to input customer data;
• a system memory having stored within a database input customer data and insurance plan products information including plan requirements data and plan options;
• a display device;
• and
• a processor unit, operatively coupled to the input device, system memory, and display device, that is configured to:
• (i) present a description of insurance plan options available to the customer on the display device based upon the customer data and user selected plan options obtained from the input device, and (ii) generate a customized proposal based upon a selection made from the presented insurance plan options that includes a description of an insurance plan, at least a portion of the customer data, and estimated costs for the insurance plan.

An insurance sales and configuration system for providing configuration and sales information for the development of insurance plans to a customer, comprising:

• a transportable sales computing system having a customer data input module for accepting customer data, a sales tool module, an insurance plan database, a plan configuration engine module, and a proposal generator module;
• a communication connection to a server computing system for providing customer data to the server and for receiving status and database updates from the server;
• and
• an information and proposal output module for providing and insurance proposal to the customer.