System and method for providing a credit card with back-end payment filtering
AssigneeData Path Corporation
InventorsJohn Robbins, John Robbins, Glen Hoffman
Life of this patent
Estimating the term…
Abstract
A credit card transaction processing system that, in various embodiments, is configured for: (1) receiving transaction data related to a reimbursable charge made on the credit card by a credit card holder; (2) analyzing the transaction data to determine whether the charge may be auto-substantiated; (3) in response to determining that the charge may be auto-substantiated, auto-substantiating the charge; and (4) in response to the charge being auto-substantiated, reimbursing the credit card holder for at least a portion of the charge at least substantially without human intervention.
Claims57
A credit card transaction processing system comprising:
- at least one computer processor;
- and
- a memory coupled to said computer processor, said credit card transaction processing system being is configured for:
- receiving transaction data related to a reimbursable charge made on said credit card by a credit card holder;
- analyzing said transaction data to determine whether said charge may be auto-substantiated;
- in response to determining that said charge may be auto-substantiated, auto-substantiating said charge;
- and
- in response to said charge being auto-substantiated, reimbursing said credit card holder for at least a portion of said charge at least substantially without human intervention.
A credit card transaction processing system that is configured for:
- (A) receiving transaction information regarding a credit card transaction related to a reimbursable charge made on a credit card by a credit card holder;
- (B) determining that said credit card transaction would qualify for reimbursement from a first account;
- (C) determining that said credit card transaction would also qualify for reimbursement from a second account;
- and
- (D) determining, based at least in part on said transaction information, to reimburse at least a portion of said credit card transaction from said first account.
A credit card transaction processing system comprising:
- a computer processor;
- and
- a memory coupled to said computer processor, said credit card transaction processing system being configured for processing transactions made on a credit card that is issued to a cardholder and guaranteed by said cardholder's employer.
Dependencies are inferred from the claim text.