US 2004/0210487 A1 · Clearance system

Abstract

An object of the invention is to provide a payment system and so on that enables the enjoyment of offered services in a plurality of facilities with a simple procedure. The invention relates to a payment system comprising a plurality of facility terminals placed in a plurality of facilities and a control device configured to be capable of communicating with the plurality of facility terminals. The control device includes a portable identification medium issuer configured to issue a portable identification medium to a customer; a memory configured to memorize a customer ID, a prepaid money balance representing the amount of money prepaid by the customer and a portable identification medium ID, while associating with each other; a determiner configured to determine, when receiving a payment request including the portable identification medium ID and the amount of money to be paid from the facility terminal, whether or not the payment can be executed using the portable identification medium by comparing the prepaid money balance associated with the portable identification medium ID with the amount of money to be paid; a payment response transmitter configured to transmit a payment response including the determination result to the facility terminal; an updater configured to update the prepaid money balance stored in the memory when it is determined that the payment can be executed; and a reimburser configured to reimburse the amount of money to be paid to the facility terminal when it is determined that the payment can be executed. The facility terminal includes a payment request transmitter configured to read the portable identification medium ID from the portable identification medium and to transmit the payment request including the read portable identification medium ID and the amount of money to be paid to the control device; and a display configured to display whether or not the payment can be executed in accordance with the payment response received from the control device.

Claims20

Dependent claims

A payment system comprising a plurality of facility terminals placed in a plurality of facilities and a control device configured to be capable of communicating with the plurality of facility terminals, wherein:

the control device includes:
a portable identification medium issuer configured to issue a portable identification medium to a customer;
a memory configured to memorize a customer ID identifying the customer, a prepaid money balance representing the amount of money prepaid by the customer and a portable identification medium ID identifying the portable identification medium, while associating with each other;
a determiner configured to determine, when receiving a payment request including the portable identification medium ID and the amount of money to be paid from the facility terminal, whether or not the payment can be executed using the portable identification medium by comparing the prepaid money balance associated with the portable identification medium ID with the amount of money to be paid;
a payment response transmitter configured to transmit a payment response including the determination result to the facility terminal;
an updater configured to update the prepaid money balance stored in the memory when it is determined that the payment can be executed;
and
a reimburser configured to reimburse the amount of money to be paid to the facility terminal when it is determined that the payment can be executed;
and
the facility terminal includes:
a payment request transmitter configured to read the portable identification medium ID from the portable identification medium and transmit the payment request including the read portable identification medium ID and the amount of money to be paid to the control device;
and
a display configured to display whether or not the payment can be executed in accordance with the payment response received from the control device.

10 more elements

A payment method executed between a plurality of facility terminals placed in a plurality of facilities and a control device configured to be capable of communicating with the plurality of facility terminals, comprising the steps of:

A) issuing, in the control device, a portable identification medium to a customer;
B) memorizing, in the control device, a customer ID identifying the customer, a prepaid money balance representing the amount of money prepaid by the customer and a portable identification medium ID identifying the portable identification medium, while associating with each other;
C) reading, in the facility terminal, the portable identification medium ID from the portable identification medium and transmitting a payment request including the read portable identification medium ID and the amount of money to be paid to the control device;
D) determining, in the control device, whether or not the payment can be executed using the portable identification medium when the payment request is received from the facility terminal, by comparing the prepaid money balance associated with the portable identification medium ID with the amount of money to be paid;
E) transmitting, in the control device, a payment response including the determination result to the facility terminal;
F) updating, in the control device, the prepaid money balance when it is determined that the payment can be executed;
G) displaying, in the facility terminal, whether or not the payment can be executed in accordance with the payment response received from the control device;
and
H) reimbursing, in the control device, the amount of money to be paid to the facility terminal when it is determined that the payment can be executed.

6 more elements

Dependencies are inferred from the claim text.

Clearance system

Life of this patent

Clearance system

Life of this patent

Abstract

Claims20