Method and system for computer-aided telecommunication and financial transactions

A computer-aided telecommunication and financial transaction system between people remotely located from one another, that provides prompt and secure money transfer in addition to prompt and secure visual, written, and image communications, said system comprising:

• an Internet website configured for visual and e-mail communication between people remotely located from one another;
• at least one control station configured with computer-aided means for accomplishing visual and email telecommunication between people who are remotely located from one another and use said Internet website for sending and receiving visual and email messages without a permanent record of message content being maintained by said control station or on said website, said control station also being configured for accomplishing financial transactions between people who are remotely located from one another and use said Internet website for making financial transfers, sending and receiving money, and managing at least one virtual bank account within said system;
• and
• a plurality of stand-alone automated teller machine kiosks in two-way electronic data communication with said at least one control station, each said kiosk having at least one central processing unit, means for automatic accepting and dispensing of money, at least one display monitor, at least one means of image capture, at least one means of providing data to said central processing unit, at least one means of audio capture, at least one means of audio transmission, at least one scanner, and at least one facsimile transmission machine.