Methods and systems for business-to consumer marketing to promote and execute e-commerce transactions

A system for recommending timely e-commerce transactions to a subscriber comprising:

• a network device having memory means and means for executing computer executable instructions;
• a central server, in communication with said network device, having one or more databases and a second means for executing computer executable instructions;
• and
• wherein said system is configured to execute computer executable instructions for:
• monitoring the subscriber's interaction with said network device, wherein said interaction includes the subscriber's interaction with one or more life management program modules stored in said memory means;
• in response to the monitoring, collecting and maintaining one or more data elements representing the subscriber's interaction with said network device;
• analyzing the collected and maintained data elements to identifying a consumer need of the subscriber;
• and
• triggering an event based on the consumer need, wherein triggering an event comprises querying at least one of said databases to determine an event solution to the consumer need and offering said event solution to the subscriber.

A computer implemented method for recommending timely e-commerce transactions to a subscriber comprising the steps of:

• receiving over a distributed network event data from a network device of the subscriber, wherein said event data comprises:
• a first set of data identifying said subscriber;
• a second set of data identifying a consumer need of the subscriber identified at the network device based on one or more data elements collected and maintained at the network device;
• wherein said data elements represent the subscriber's interaction with said network device;
• determining an event solution to the consumer need;
• and transmitting offer data to said network device, wherein said offer data offers said event solution to the subscriber on the network device.