US 2004/0111322 A1Published application

Multi-function transaction processing system

OwnerLuis A. Ariasinventor

Life of this patent

Estimating the term…

Loading patent…

Abstract

A multi-function transaction processing system a transaction terminal that includes two data entry facilities and a transaction processor, the transaction processor being communicatively associated with a control processor, and the first of data entry facility including a payment authority input structured to accept a payment authority. The second data entry facility includes a customer interface structured to be accessed by a customer, and has a display associated therewith. Furthermore, the transaction processor is responsive to customer inputs via the customer interface of the second data entry facility and is structured to provide the customer with a plurality of selections on the display, the control processor defining a user account in accordance with a customer selection and to issue an authorization code associated with the user account. Preferably the user account includes a defined value defined by said payment authority, said authorization code structured to facilitate a transaction in accordance with the defined value, and a printer assembly communicatively associated with the transaction terminal generates a card assembly bearing the user account information.

Claims13

Dependent claims

A multi-function transaction processing system comprising:

a) a transaction terminal, said transaction terminal including at least two data entry facilities and a transaction processor;
b) said transaction processor of said transaction terminal being communicatively associated with at least a control processor;
c) a first of said data entry facilities including a payment authority input structured to accept a payment authority;
d) a second of said data entry facilities including a customer interface structured to be accessed by a customer;
e) at least one display associated with said second data entry facility;
f) said transaction processor responsive to customer inputs via said customer interface of said second data entry facility and structured to provide the customer with a plurality of selections on said display;
g) said control processor structured to define a user account in accordance with a customer selection and to issue an authorization code associated with said user account;
h) said user account including a defined value at least partially defined by said payment authority, said authorization code structured to facilitate a transaction in accordance with said defined value;
and
i) a printer assembly communicatively associated with said transaction terminal and structured to generate a card assembly.

7 more elements

Dependencies are inferred from the claim text.

Facts

Application: 10/637,799Filed 8 Aug 2003
Priority: 8 Jun 2000
Published: 10 Jun 2004
Term ends: Not estimatedThe source records don’t support an estimate.

Classification14 codes

G07F 7/025
By keys or other credit registering devices: by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of…
G06Q 20/04
Payment architectures, schemes or protocols: payment circuits
G06Q 20/20
Payment architectures: point-of-sale [POS] network systems
G06Q 20/342
Using cards, e.g. integrated circuit [IC] cards or magnetic cards: cards defining paid or billed services or quantities

Family

Application09/588,917Continuation in part · filed 8 Jun 2000
Application10/120,896Continuation in part · filed 11 Apr 2002
Application10/637,799Continuation in part · filed 8 Aug 2003
US 2002/0188510 A1Published application
US 6,651,885 B1Related patent
US 7,181,416 B2Related patent
US 2004/0111322 A1This patent

From the US filing history. Foreign family members aren’t listed.