Check fraud detection process using checks having radio frequency identifier (RFID) tags and a system therefor

A check fraud detection process using checks having radio frequency identifier (RFID) tags associated therewith, the process comprising the steps of:

• receiving from a payor a request to create a check having an RFID tag associated therewith;
• retrieving from a memory check information associated with the payor in response to the payor's request to create a check;
• and
• updating an RFID repository with the retrieved check information.

A check fraud detection process using checks having radio frequency identifier (RFID) tags associated therewith, the process comprising the steps of:

• receiving from a payor a request to activate a check having an RFID tag associated therewith;
• receiving scanned check information from the payor;
• and
• updating an RFID repository with the scanned check information received from the payor.

A check fraud detection process using checks having radio frequency identifier (RFID) tags associated therewith, the process comprising the steps of:

• receiving from a payee a request to validate a check having an RFID tag associated therewith;
• receiving scanned check information from the payee;
• comparing the scanned check information received from the payee with certain information retrieved from an RFID repository;
• and
• determining if the check is valid based upon the comparison of the scanned check information received from the payee with the certain information retrieved from the RFID repository.

A system comprising:

• means for receiving from a payor a request to create a check having a radio frequency identifier (RFID) tag associated therewith;
• means for prompting the payor for check information;
• means for receiving check information from the payor;
• and
• means for updating an RFID repository with check information received from the payor.

A system comprising:

• means for receiving from a payor a request to create a check having an RFID tag associated therewith;
• means for retrieving from a memory check information associated with the payor in response to the payor's request to create a check;
• and
• means for updating an RFID repository with the retrieved check information.

A system comprising:

• means for receiving from a payor a request to activate a check having a radio frequency identifier (RFID) tag associated therewith;
• means for receiving scanned check information from the payor;
• and
• means for updating an RFID repository with the scanned check information received from the payor.

A system comprising:

• means for receiving from a payee a request to validate a check having a radio frequency identifier (RFID) tag associated therewith;
• means for receiving scanned check information from the payee;
• means for comparing the scanned check information received from the payee with certain information retrieved from an RFID repository;
• and
• means for determining if the check is valid based upon the comparison of the scanned check information received from the payee with the certain information retrieved from the RFID repository.

A system comprising:

• a first device for receiving from a payor a request to create a check having a radio frequency identifier (RFID) tag associated therewith;
• a second device for receiving from a payee a request to validate a check having an RFID tag associated therewith;
• an RFID repository;
• and
• a processor for (i) receiving check information from the payor, (ii) updating the RFID repository with check information received from the payor, (iii) receiving scanned check information from the payee, (iv) comparing the scanned check information received from the payee with certain information retrieved from the RFID repository, and (v) determining if the check is valid based upon the comparison of the scanned check information received from the payee with the certain information retrieved from the RFID repository.

A system comprising:

• a first device for receiving from a payor a request to activate a check having a radio frequency identifier (RFID) tag associated therewith;
• a second device for receiving from a payee a request to validate a check having a radio frequency identifier (RFID) tag associated therewith;
• an RFID repository;
• and
• a processor including (i) means for receiving scanned check information from the payor, (ii) means for updating the RFID repository with the scanned check information received from the payor, (iii) means for receiving scanned check information from the payee, (iv) means for comparing the scanned check information received from the payee with certain information retrieved from an RFID repository, and (v) means for determining if the check is valid based upon the comparison of the scanned check information received from the payee with the certain information retrieved from the RFID repository.