Biometrically enabled private secure information repository

A method for central management, security, storage, biometric authentication, verification, and initiator initiates data transactions comprising the steps of:

• capturing transactional data including an image of the biometric data, further any and all types of additional data, at at least one remote locations encrypting, and sending encrypted transactional data;
• verifying the authenticity of the user using a one to one search for access to an appropriate account;
• encrypting transactional data upon transmissions and storage, further decrypting data upon processing and presentation to the authorized user;
• managing the capturing and sending of the transactional data;
• collecting, processing, sending and storing the encrypted transactional data at a remote centralized location;
• managing the collecting, processing, sending and storing of the transactional data;
• and
• transmitting the encrypted transactional data and a subsystem identification information within and between the remote location(s), the centralized location(s), and other entities.

A system to facilitate financial commercial transactions between a buyer and a seller through the stored information, wherein each party may select from financial accounts on file to facilitate requests for credits and/or debits through financial institutions comprising:

• at least one client subsystem to facilitate user requested transactions, wherein biometric data is captured through a biometric device and further at least one input device to capture any and all transactional data;
• at least one transaction processing architectural system to manage processing, sending, receiving and storage of transactional data;
• at least one data processor to facilitate the processing, encrypting, Personal Identification Number (PIN)-less and Personal Identification Card (PIC)-less searching and biometric matching of the transactional data;
• at least one database to store transactional data;
• and
• at least one communication network to facilitate user access to the system through the client subsystems, and to interconnect the client subsystems with the data processing subsystem, the storage subsystems, and other external entities.

A method to facilitate financial commercial transactions between a buyer and a seller through the stored information, wherein each party may select from financial accounts on file to facilitate requests for credits and/or debits through financial institutions comprising:

• verifying users through a PIN-less and PIC-less, one to many search of an enrollment storage subsystem, to allocate the appropriate user account to be accessed;
• managing data processing, and storage through the use of an intelligent data management subsystem;
• populating requested transaction fields for the transaction;
• requesting a credit and/or debit from financial institutions;
• transmitting and receiving transactional data from external entities;
• and
• storing any and all transactional data within the data storage subsystem.

A system to facilitate transactions between biometrically verified users through stored information, wherein information required of the transaction may be populated from the storage subsystem comprising:

• at least one client subsystem to facilitate user requested transactions, wherein biometric data is captured through a biometric device and further at least one input device to capture any and all transactional data;
• at least one transaction processing architectural system to manage processing, sending, receiving and storage of transactional data;
• at least one data processor to facilitate the processing, encrypting, PIN-less and PIC-less searching and biometric matching of the transactional data;
• at least one database to store transactional data;
• and
• at least one communication network to facilitate user access to the system through the client subsystems, and to interconnect the client subsystems with the data processing subsystem, the storage subsystems, and other external entities.

A method to facilitate transactions between biometrically verified users through stored information, wherein information required of the transaction may be populated from the storage subsystem comprising:

• verifying the users through a PIN-less and PIC-less, one to many search of an enrollment storage subsystem to allocate the appropriate authorized user account to access;
• managing data processing, and storage through the use of an intelligent data management subsystem;
• populating requested transaction fields for the transaction;
• requesting a credit and/or debit from financial institutions;
• transmitting and receiving transactional data from external entities;
• and
• storing any and all transactional data within the data storage subsystem.

A method for central management, security, storage, biometric authentication, verification, and initiator initiates data transactions comprising the steps of:

• capturing transactional data including an image of the biometric data, further any and all types of additional data, at at least one remote locations encrypting, and sending encrypted transactional data;
• verifying the identity of a user using a one to many search for access to an appropriate account;
• encrypting transactional data upon transmissions and storage, further decrypting data upon processing and presentation to the authorized user;
• managing the capturing and sending of the transactional data;
• collecting, processing, sending and storing the encrypted transactional data at a remote centralized location;
• managing the collecting, processing, sending and storing of the transactional data;
• and
• transmitting the encrypted transactional data and subsystem identification information within and between the remote location(s), the centralized location(s), and other entities.