Method and system for managing and administering a supplemental unemployment benefit plan
AssigneeTransition Services, Inc
InventorMarci Micciantuono
Life of this patent
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Abstract
The invention automates the administration of a supplemental unemployment benefits plan by utilizing an interactive automated response system. The automated response system provides for a user to interact with a personal profile database, a benefits database, and a calculator. The calculator calculates a benefit amount and the invention provides the user with the benefit.
Claims23
A method for administering supplemental unemployment benefits to individuals comprising:
- initiating a secure automated response transaction by entering via means of an automated response system a character string associated with an individual;
- automatically corresponding the individual with a predetermined personal profile as part of the benefit plan;
- identifying a predetermined benefit plan by entering via the automated response system a character string associated with the benefit plan;
- automatically corresponding the individual with a predetermined benefit profile;
- identifying that the individual has received State unemployment payment for a particular week by entering by means of the automated response a character string associated with affirming receipt;
- identifying that the individual is currently unemployed by entering via the automated response system a character string associated with affirming that the individual is unemployed;
- automatically calculating the supplemental unemployment benefit amount by using as a minuend the base amount of the individual's pre-displaced wages and subtracting the pre-encoded appropriate taxes and state unemployment benefit amount;
- automatically providing for payments to the individual for the amount determined by the benefit calculation.
A method for administering supplemental unemployment benefits comprising:
- initiating interactive communication between a user and an automated response system;
- querying via the automated response system the user to identify a predetermined personal profile and benefits profile;
- confirming via the automated response system the user has identified the correct personal profile and benefits profile;
- providing via the automated response system for the user to correct incorrectly answered queries;
- automatically calculating the user's supplemental unemployment benefit amount by using as a minuend the base amount of the individual's pre-displaced wages and subtracting the appropriate taxes and state unemployment benefit amount, and;
- providing the benefit determined by the calculator to the individual.
A system for automating the administration of a supplemental unemployment benefit plan comprising:
- an interactive automated response system that is initiated by a user;
- a personal profile database in electronic communication with the automated response system;
- a benefit plan database in electronic communication with the automated response system;
- and
- a calculator in electronic communication with the benefit profile database wherein a user identifies a personal profile and a benefit plan via the automated response system and the calculator calculates a benefit amount for the user based on a determined benefit profile.
Dependencies are inferred from the claim text.