A financial organizer for holding credit cards and for recording credit information, comprising:
- a substantially rectangular cover of flexible material having first and second portions foldable generally in half about an axis extending longitudinally between said first and second portions, each portion including a slotted member;
- a card assembly including a plurality of card holders of a transparent material, each card holder including:
- a front panel having opposite sides and opposite edges;
- a rear panel having opposite sides and opposite edges and being joined to said front panel along selected opposite edges and sides to define a card-receiving pocket therebetween;
- each of said holders defining a card insertion opening;
- a first flexible insert member attached to a common side of each said card holder, said first insert member adapted to be received within said slotted member of said first portion of said cover;
- an information pad, comprising:
- a first plurality of flexible sheets having rows labeled with credit card data headings, said data headings including credit card issuer, last four digits of account number, expiration data, issuer's address, issuer's phone number, grace period, credit limit, cash advance fee, late payment fee, over-credit-limit fee, APR, positive cash flow, and savings, each of said first plurality of sheets including an index tab having a number imprinted thereon which corresponds to a number on a respective card holder for conveniently accessing a desired sheet of said first plurality of sheets corresponding to a selected credit card;
- means for securing said first plurality of sheets for movement about a central axis in book-like fashion;
- a second plurality of flexible sheets having columns labeled with credit card transaction tracking categories, said transaction categories including transaction date, transaction description, transaction amount, place of transaction, tax, credit/return, credit card payment, current statement balance, and finance charge, a predetermined number of said second plurality of sheets being interposed between each of said first plurality of sheets for association with and convenient proximity to corresponding sheets of said first plurality of sheets;
- said securing means securing said second plurality of sheets for movement about said central axis in book-like fashion;
- a second flexible insert member attached to said securing means, said second insert member adapted to be received within said slotted member of said second portion of said cover;
- wherein each said card holder includes a number imprinted thereon and each of said first plurality of sheets includes an index tab having a number imprinted thereon which corresponds to a number on a respective card holder, whereby said information pad may be opened directly to a sheet of said first plurality of sheets corresponding to a selected credit card;
- a third plurality of sheets separate from said cover, card assembly, and information pad, said third plurality of sheets having rows labeled with credit card data headings substantially similar to said credit card data headings on said first plurality of sheets, each sheet of said third plurality of sheets including indicia admonishing a user to record the requested data and store said each sheet in a safe place.