Loading patent…
AssigneeUBS PaineWebber Inc.
InventorsKitty C. Chen, Gregory G. Romer, Bill Ming Doh Hung, Kevin M. Stetter, Joseph R. Arena, Paula Jaworowsky
Estimating the term…
A system and methods for aggregating data contained in multiple client accounts and reporting the aggregated account information to the client as well as to other interested parties to whom the client has granted access permission. Account information may be obtained from external sources using a network and included in the aggregated client data. In at least one embodiment, the system includes a web server for generating aggregated account data reports from account information maintained in a database and an interested party terminal for receiving aggregated account data reports. The system and methods allow a client to specify various levels of access permission for an interested party, and thereby to control the level of detail accessible by one or more interested parties using the system.
A method for selectively allowing an interested party read-only access to client investment account information, the method comprising:
A method for allowing a client to specify and control the discrete viewable portions of client account information to which an interested party has read-only access using a terminal, the method comprising:
A data aggregation system for selectively allowing an interested party read-only access to client investment account information, comprising:
A computer-readable medium upon which is embodied a set of programmed instructions that cause one or more processors to perform a sequence of operations, the operations comprising:
Dependencies are inferred from the claim text.
Backward citations are indexed for grants only.
Finance; Insurance; Tax strategies; Processing of corporate or income taxes: banking, e.g. interest calculation or account maintenance
Finance; Insurance; Tax strategies; Processing of corporate or income taxes: asset management; Financial planning or analysis
Information and communication technology [ict] specially adapted for administrative, commercial, financial, managerial
Term end not estimated
Drawings are temporarily unavailable. Open the PDF at USPTO
This disclosure contains information subject to copyright protection. The copyright owner has no objection to the facsimile reproduction by anyone of the patent disclosure or the patent as it appears in the U.S. Patent and Trademark Office files or records, but otherwise reserves all copyright rights whatsoever.
The present invention relates generally to systems and methods for automated collection and reporting of investment account information and, more specifically, to systems and methods for automated aggregation and reporting of investment account information associated with multiple investments using a communications network.
Because of the many investment opportunities available, private investors often employ one or more advisors to assist in selecting, monitoring and tracking the investor's investment portfolio. The advisors' effort in rendering these services has increased dramatically due to a number of factors that individually and collectively serve to increase the complexity of the client investor's financial affairs.
Utility of the embodiments of the invention will be readily appreciated and understood from consideration of the following detailed description of the embodiments of this invention, when taken with the accompanying drawings, in which same numbered elements are identical and:
FIG. 1 illustrates a network view of one system embodiment designed according to the present invention;
FIG. 2 illustrates a functional block diagram of a the data aggregation system in accordance with at least one embodiment of the invention;
This application is related to U.S. patent application Ser. No. ______ and ______ (Attorney Docket Nos. 82086/283015 and 82086/283016) commonly owned by the assignee of the present application and filed on the same date as the present application, the entire disclosures of which are hereby incorporated by reference as if set forth fully herein.
Embodiments of the invention may provide a system and method for aggregating investment account information for multiple client investment accounts into one or more integrated summary reports that may be made available via a communication network to the client upon request. Investment account information may be received from various account providers such as, but not limited to, investment account providers, banks, credit card providers, corporate benefit providers, loan and trust administrators and retirement benefit providers.
FIG. 1 illustrates a system designed in accordance with an embodiment of the invention from a networked perspective. As shown in FIG. 1, a the data aggregation system 100 may receive client investment account data 150 from account providers via a provider communications interface 175. An example of an account provider is a financial institution such as, but not limited to, a brokerage firm, bank, or credit card provider. The data aggregation system 100 may receive client information requests from clients and interested third parties, and transmit client investment information to clients and interested third parties using client communications interface 165. In at least one embodiment, provider communications interface 175 may be provided in functional communication with an account provider database server 130 and/or an account provider mainframe platform 140 using a communications network 170 to obtain investment account data 150. The client communications interface 165 may interface with a client terminal 110 or an interested party terminal 120 using a communications network 160.