Methods and apparatus for providing security for a resource
OwnerPaul J. Bailo, Ryan D. Keiffner +1inventors
InventorsPaul J. Bailo, Ryan D. Keiffner, Woody Ladd
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Abstract
Embodiments of the present invention provide a system, method, apparatus, means, and computer program code for distributing security information used to access a resource and for facilitating secure access to a resource. A method for facilitating security for access to a resource may include providing a first code to an individual at an address of record associated with the user, wherein the user is associated with an account; providing a second code to the first individual via a first statement for the account; and requiring the first individual to provide the first code and the second code when the first individual attempts to access a resource associated with the account.
Claims34
A method for facilitating security for access to a resource, comprising:
- providing a first code to an individual at an address of record associated with said user, wherein said user is associated with an account;
- providing a second code to said first individual via a first statement for said account;
- and
- requiring said first individual to provide said first code and said second code when said first individual attempts to access a resource associated with said account.
A method for distributing security information to an individual associated with a financial account, comprising:
- providing a communication to an address of record for an individual associated with a financial account, wherein said communication includes a first code and said first code is associated with said individual and said account;
- and
- providing a statement to said individual regarding said financial account, wherein said statement includes a second code and said second code is associated with said account and said statement.
A method for distributing information to individual associated with respective financial accounts, comprising:
- providing communications to addresses of record for a plurality of individuals, wherein each of said plurality of individuals is associated with a respective financial account, and wherein a communication sent to an individual includes a first code that is associated with said individual and said individual's respective financial account;
- determining a plurality of second codes;
- and
- providing statements to each of said plurality of individuals regarding their respective financial accounts, wherein each of said statements includes a unique one of said plurality of second codes.
A system for facilitating security for access to a resource, comprising:
- a memory;
- a communication port;
- and
- a processor connected to said memory and said communication port, said processor being operative to:
- provide a first code to an individual at an address of record associated with said user, wherein said user is associated with an account;
- provide a second code to said first individual via a first statement for said account;
- and
- require said first individual to provide said first code and said second code when said first individual attempts to access a resource associated with said account.
A system for facilitating distribution of information, comprising:
- a memory;
- a communication port;
- and
- a processor connected to said memory and said communication port, said processor being operative to:
- send communications to addresses of record for a plurality of individuals, wherein each of said plurality of individuals is associated with a respective financial account, and wherein a communication sent to an individual includes a first code that is associated with said individual and said individual's respective financial account;
- determine a plurality of second codes;
- and
- send statements to each of said plurality of individuals regarding their respective financial accounts, wherein each of said statements includes a unique one of said plurality of second codes.
A computer program product in a computer readable medium for facilitating security for access to a resource, comprising:
- first instructions for sending a first code to an individual at an address of record associated with said user, wherein said user is associated with an account;
- second instructions for sending a second code to said first individual via a first statement for said account;
- and
- third instructions for obtaining said first code and said second code when said first individual attempts to access a resource associated with said account.
A computer program product in a computer readable medium for distributing information, comprising:
- first instructions for sending communications to addresses of record for a plurality of individuals, wherein each of said plurality of individuals is associated with a respective financial account, and wherein a communication sent to an individual includes a first code that is associated with said individual and said individual's respective financial account;
- second instructions for identifying a plurality of second codes;
- and
- third instructions for sending statements to each of said plurality of individuals regarding their respective financial accounts, wherein each of said statements includes a unique one of said plurality of second codes.
Dependencies are inferred from the claim text.