Online financial transaction veracity assurance mechanism
OwnerIdan Feigenbauminventor
Life of this patent
Estimating the term…
Abstract
A method for determining online financial transaction veracity, the method including determining a network address associated with an online payer in connection with an online payment instruction, determining an online payer location associated with the network address, receiving a payment instrument identification from the online payer, comparing the online payer location to a valid payment location profile associated with the payment instrument identification, and identifying the online payment instruction as a suspected fraudulent online payment attempt where the online payer location does not match the valid payment location profile.
Claims38
A method for determining online financial transaction veracity, the method comprising:
- a) determining a network address associated with an online payer in connection with an online payment instruction;
- b) determining an online payer location associated with said network address;
- c) receiving a payment instrument identification from said online payer;
- d) comparing said online payer location to a valid payment location profile associated with said payment instrument identification;
- and
- e) identifying said online payment instruction as a suspected fraudulent online payment attempt where said online payer location does not match said valid payment location profile.
A method for determining online financial transaction veracity, the method comprising:
- comparing an element of an online payment instruction with a suspect payment instrucion profile;
- and
- identifying said online payment instruction as a suspected fraudulent online payment attempt where said element matches said suspect payment instrucion profile.
A system for determining online financial transaction veracity, the system comprising:
- means for determining a network address associated with an online payer in connection with an online payment instruction;
- means for determining an online payer location associated with said network address;
- means for receiving a payment instrument identification from said online payer;
- means for comparing said online payer location to a valid payment location profile associated with said payment instrument identification;
- and
- means for identifying said online payment instruction as a suspected fraudulent online payment attempt where said online payer location does not match said valid payment location profile.
A system for determining online financial transaction veracity, the system comprising:
- means for comparing an element of an online payment instruction with a suspect payment instrucion profile;
- and
- means for identifying said online payment instruction as a suspected fraudulent online payment attempt where said element matches said suspect payment instrucion profile.
Dependencies are inferred from the claim text.