Back to results
US 2003/0154179 A1Published application
Virtual scratch card system and method
OwnerDavid E.W. Mercerinventor
Life of this patent
Estimating the term…
Abstract
The present application provides for a virtual scratch card-like system in a wireless network environment. The virtual scratch card system allows for receipt of token-based payments, the redemption of those payments, and for the exchange of token-based payments for smaller denominations of token-based payments.
Claims28
Method of issuing virtual scratch cards in a wireless network, the method comprising:
- retrieving a virtual scratch card from a token database;
- sending said message to a consumer device in the wireless network issuing said virtual scratch card to a consumer;
- and
- marking said virtual scratch card as issued in said token database.
1 more element
Method of redeeming a virtual scratch card in a wireless network, the method comprising:
- authenticating a redemption request from a consumer device;
- validating a virtual scratch card included in said redemption request;
- crediting an account associated with said consumer device upon validation of said virtual scratch card;
- and
- marking said virtual scratch card as a used token in a token database.
2 more elements
A method of making change for a virtual scratch card in a wireless network environment, the method comprising:
- authenticating a change request from a consumer device;
- validating a first virtual scratch card included in said change request;
- retrieving a plurality of virtual scratch cards equivalent to a value of said first virtual scratch card;
- marking said first virtual scratch card as invalid;
- and
- sending said plurality of virtual scratch cards to said consumer device.
3 more elements
Dependencies are inferred from the claim text.