System and method for management of debt default information
AssigneeT4S, Inc.
InventorDavid H. Youngblood JR.
Life of this patent
Estimating the term…
Abstract
A system and method for management of debt default information is disclosed. The system comprises a debt default database for storing a plurality of records, each record having data associated with a defaulted loan; a certified numbering module operable to generate a plurality of unique certified numbers, each certified number including an identifier of a lender of the defaulted loan and an identifier of the service provider, the certified numbering module further operable to assign each of the plurality of unique certified numbers to respective ones of the plurality of records; and a document creation module operable to create correspondence to be communicated to debtors associated with the defaulted loans using the assigned unique certified numbers.
Claims33
A method for management of debt information by a service provider, comprising:
- receiving a debt default data file, said debt default data file comprising a plurality of records, each record having data associated with a defaulted loan;
- importing said plurality of records into a debt default database;
- generating a plurality of unique certified numbers, each certified number including an identifier of a lender of the defaulted loan and an identifier of the service provider;
- assigning each of said plurality of unique certified numbers to respective ones of said plurality of records;
- and
- generating correspondence and communicating with debtors associated with the defaulted loans using the assigned unique certified numbers.
A system for management of debt information by a service provider, comprising:
- a debt default database for storing a plurality of records, each record having data associated with a defaulted loan;
- a certified numbering module operable to generate a plurality of unique certified numbers, each certified number including an identifier of a lender of the defaulted loan and an identifier of the service provider, said certified numbering module further operable to assign each of said plurality of unique certified numbers to respective ones of said plurality of records;
- and
- a document creation module operable to create correspondence to be communicated to debtors associated with the defaulted loans using the assigned unique certified numbers.
A method for management of voicemail messages in a debt default management system, comprising:
- receiving a voicemail message from a caller regarding a loan;
- prompting said caller to enter a loan number for said loan;
- receiving said loan number;
- converting said voicemail message into an audio file;
- and
- automatically associating said audio file to a record in a debt default database based at least in part on said received loan number, said record including default information about said loan.
Dependencies are inferred from the claim text.