System of central signature verifications and electronic receipt transmissions

A credit-card signature verification system comprising:

• a. a computer network system in communication with a credit card issuer's communication network;
• b. a host computer system in communication with said computer network system, said host computer system having a first display produces a purchase transaction receipt;
• c. a point-of-purchase terminal comprising:
• i. a credit card reader having a magnetic stripe reader and a digital camera, said digital camera captures an imaging area on a credit card having a template signature while the credit card being registered and held stationary, and said magnetic strip reader reads the account number embedded in the magnetic stripe on the credit card when the credit card is being swiped through the magnetic strip reader;
• ii. a touch-pad input device having output means and said touch-pad input device receives a test signature input from a pen;
• and
• iii. a control program in communication with said host computer system and said credit-card reader, said control program inputs template signature and test signature to the first display for simultaneous display of said template and test signatures.

A credit-card electronic receipt and signature verification system comprising:

• a. a computer network system in communication with a credit card issuer's communication network and an email system;
• b. a host computer system in communication with said computer network system, said host computer system having a first display produces an electronic receipt of purchase transactions;
• c. a point-of-purchase terminal comprising:
• i. a credit card reader having a magnetic strip reader and a digital camera and said digital camera captures an imaging area of a credit card having a template signature and an email address while said credit card being registered and held stationary, and said magnetic strip reader reads the account number embedded in the magnetic stripe on said credit card when the credit card is being swiped through the magnetic strip reader;
• ii. a touch-pad input device having output means receives a test signature input;
• d. an optical pattern recognition program for identifying pixel data of the template signature and the email address;
• e. an optical character recognition program, said optical character recognition program identifies characters of the email address;
• and
• f. a control program in communication with the host computer system and said point-of-purchase terminal, said optical pattern recognition program and said optical character recognition program, said control program inputs template signature and test signature to the first display for simultaneous display of said template and test signatures, as well as inputs said email address and the electronic receipt to the email system.

A credit card processing device in communication with a credit-card issuer's communication network and an email system for authorizing a purchase transaction of a credit card which has a first surface having an account number and a second surface having a magnetic stripe, a template signature and a printed email address, comprising:

• a. a card slot having a first surface and a second surface;
• b. a magnetic stripe reader being positioned on the side of the second surface of said card slot for reading the account number embedded in the magnetic stripe of said credit card when said credit card is being swiped through said card slot;
• c. a digital camera positioned on the same side of the second surface of said card slot for capturing an image area including a template signature and an email address of said credit card signature while the credit card being registered and held stationary, said digital camera provides pixel data of said template signature and said email address;
• d. a processor in communication with said communication network and the email system having a control program, said control program being in communication with said magnetic strip reader, and said digital camera transmits pixel data of said template signature and the email address for signature verification and email address identification;
• e. a first display and an approval button shown on the first display, said first display and the approval button are in communication with said control program for displaying a template signature and a test signature;
• f. a touch pad for entering a test signature, said touch pad being in communication with said control program for transmitting the test signature to said first display;
• g. a second display being positioned opposite to said first display and facing the touch pad, said second display being in communication with said control program for displaying an email address;
• and
• h. a housing supporting said card slot, said magnetic stripe reader, said digital camera, said control program, said processor, said first display, said touch pad, and said second display.