Monetary transaction information delivery system
AssigneeAdvanced Wireless Information Services Corp.
InventorsThuong Van Nguyen, Sheng-Roan Kai
Life of this patent
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Abstract
A system and method to deliver detailed transaction information to financial account owner's mobile device per registered monetary transaction being imposed on their account so that the account owner is aware of the transaction activities associated with the financial account. Upon receipt of a monetary transaction being made on the account from the financial institution processing the transaction, the system obtains the address of a pre-collected mobile device from database, and communicates with a wireless network element, which in turn instructs the corresponding wireless network to send a message containing the transaction information to the mobile device associated with the financial account.
Claims30
A method of delivering transaction information on a monetary transaction being imposed to a financial account to the account owner's mobile device, the method comprising the steps of:
- receiving the monetary transaction information together with the account information associated with a financial account;
- associating the account information with a mobile device address and other delivery attributes associated with the account;
- associating the mobile device address with a wireless delivery center in the wireless network;
- and
- responsive to the receiving step and associating steps, outputting a message containing the mobile device address and the monetary transaction information to the appropriate wireless service center associated with the account for appropriate delivery.
A system for delivering transaction information on a monetary transaction being imposed to a financial account to the account owner's mobile device, said system comprising:
- a financial system having a account database table of the account owner” account information;
- a central system having a mobile device database table that correlates an account with a mobile device address, and a wireless center database table that correlates a mobile device address with a wireless network element;
- wherein said central system receives transaction information from the financial system;
- wherein said central system obtains the mobile device address associated with each account that needs this message delivery service from its database table;
- wherein said central system obtains the wireless network element associated with the mobile device address from its database table;
- wherein said central system outputs the message request per transaction received to the appropriate wireless network element providing message service to the mobile device.
Dependencies are inferred from the claim text.