Charitable transaction risk management clearinghouse
OwnerDavid Lawrenceinventor
Life of this patent
Estimating the term…
Abstract
A computerized risk management method and system for facilitating analysis and quantification of risk associated with a Charitable Transaction. An automated risk management clearinghouse (CTRMC) system maintains a database relating risk variables including world events government advisories, and other information sources with potential risk for a Financial Institution. The CTRMC system can be accessed directly or tied into front end or backend systems to automatically monitor transactions. A rating system is used to assess risk based upon criteria such as risk advisories, historical data, interpretation of world events or other variables that can effect risk.
Claims23
A computer-implemented method for managing risk related to a charitable transaction, the method comprising:
- identifying one or more risk variables associated with a charitable transaction;
- receiving informational data from an information source;
- associating the received informational data with one or more of the risk variables;
- and
- transmitting the associated informational data to a designated destination.
A computerized system for managing risk associated with a financial account, the system comprising:
- a computer server accessible with a computerized device via a communications network;
- and
- executable software stored on the server and executable on demand, the software operative with the server to cause the system to:
- receive informational data from an information source;
- tagging the information with an indicator of the information source;
- receive one or more charitable transaction risk variables;
- associate the informational data from an information source to the charitable transaction risk variables;
- and
- transmit the informational data associated with the charitable transaction risk variables and an indication of the information source to a designated destination.
Computer executable program code residing on a computer-readable medium, the program code comprising instructions for causing the computer to:
- receive informational data from an information source;
- tag the information with an indicator of the information source;
- receive one or more charitable transaction risk variables;
- associate the informational data from an information source to the charitable transaction risk variables;
- and
- transmit the informational data associated with the charitable transaction risk variables and an indication of the information source to a designated destination.
A computer data signal embodied in a digital data stream comprising data relating to risk management, wherein the computer data signal is generated by a method comprising the steps of:
- receiving informational data from an information source;
- tagging the information with an indicator of the information source;
- receiving one or more charitable transaction risk variables;
- associating the informational data from an information source to the charitable transaction risk variables;
- and
- transmitting the informational data associated with the charitable transaction risk variables and an indication of the information source to a designated destination.
A method of interacting with a network access device so as to manage risk relating to a charitable transaction, the method comprising the steps of:
- identifying one or more risk variables;
- transmitting the one or more risk variables to a risk management server;
- receiving informational data related to at least one of the risk variables;
- requesting a link to an information source associated with the informational data received;
- and
- receiving an indication of how to contact the information source.
Dependencies are inferred from the claim text.