Loading patent…
AssigneeMastercard International Incorporated
InventorsEdward Hogan, Carl Campbell, Arthur Kranzley, Bruce Rutherford, Stephen Orfei
Estimating the term…
In a secure electronic payment system, authentication data is sent from a payment account issuer to user software operated by a purchaser. The user software sends the authentication data to a merchant using hidden fields on the Web page of the merchant. The merchant generates an authorization request message based upon the authentication data. The authorization request message is sent to a payment organization either directly from the merchant or via the merchant's acquirer. The payment organization forwards the authorization request message to a payment account issuer which verifies the authorization request message, thereby generating an authorization response message which is sent to the payment organization. The payment organization forwards the authorization response message to the merchant, either directly or via the acquirer.
A method for performing a payment transaction, comprising:
A method for performing a payment transaction, comprising:
A method for performing a payment transaction, comprising:
An apparatus for performing a payment transaction, comprising:
An apparatus for performing a payment transaction, comprising:
An arrangement for performing a payment transaction, comprising:
A computer-readable medium having a set of instructions operable to direct a processor to perform the steps of:
A computer-readable medium having a set of instructions operable to direct at least one processor to perform the steps of:
A computer-readable medium having a set of instructions operable to direct a processor to perform the steps of:
Dependencies are inferred from the claim text.